Two hands shaking in agreement

    About Reef Insurance Group

    Based in Wilmington, North Carolina, Reef Insurance Group is an independent agency dedicated to providing personalized insurance solutions with a human touch.

    Matt Korol
    Agency Owner & Independent Agent

    Matt Korol

    Matt built his career around a simple idea: people deserve to feel protected, not sold to. As a husband and father himself, he knows what it means to work hard for the people and things that matter most — and he brings that same care to every client he works with.

    He believes good insurance starts with a good conversation. No jargon, no pressure — just honest answers and a real relationship, so you can make decisions with confidence instead of guesswork. Whether he's working with a growing family, an individual just starting out, or a business owner protecting what they've built, Matt treats every client like a person first and a policy second.

    When he's not at work, you'll find him doing exactly what he protects for other people: making time for his own family and enjoying life outside the office.

    States Served

    Licensed in North Carolina & Illinois

    Independence

    Access to Multiple Carriers

    Our Agency Philosophy

    We keep things simple, transparent, and focused on you.

    Approachable

    We are here to answer your questions and guide you through the process in plain English.

    Trustworthy

    Honesty and integrity are at the core of every recommendation we make.

    Local Impact

    Based in Wilmington, we care deeply about the communities we serve across NC and IL.

    Let's Start a Conversation

    Whether you're looking for personal or business coverage, Matt is ready to help you explore your options.

    Call (910) 836-1943