Privacy Policy
Last updated: August 2026
This privacy policy ("Agreement") is provided by Korol Group, LLC, doing business as Reef Insurance Group ("Reef Insurance Group," "we," "us," or "our"). By accessing or using our website at reefinsurancegroup.com (the "Site"), you ("user" or "you") agree to the terms described below. If you do not agree, please discontinue use of the Site.
Information We Collect
We may collect personal information that you voluntarily provide when you request a quote, fill out a contact form, or communicate with us. This may include your name, email address, phone number, mailing address, date of birth, and information relevant to obtaining insurance quotes such as vehicle or property details.
We also automatically collect certain non-personal technical information, such as your IP address, browser type, device information, and pages visited, through cookies and similar technologies. This helps us improve site functionality and user experience.
How We Use Your Information
We use the information you provide to process quote requests, communicate with you about insurance options, and connect you with appropriate insurance carriers. Your information may be shared with insurance carriers and underwriters for the purpose of obtaining quotes and binding coverage, should you choose to proceed.
We may also use your contact information to respond to inquiries, provide customer support, and send relevant updates. We do not sell your personal information to third parties.
How We Share Your Information
We may share your information with: (1) insurance carriers and underwriters to obtain quotes and process applications; (2) service providers who assist us with website hosting, email delivery, and form processing; (3) legal or regulatory authorities when required by law.
We do not sell, rent, or trade your personal information for marketing purposes.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your browsing experience, analyze site traffic, and remember your preferences. You may disable cookies through your browser settings, but some features of the Site may not function properly as a result.
Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
Your Rights
Depending on your state of residence, you may have the right to access, correct, or request deletion of your personal information. To exercise any of these rights, please contact us using the information provided below.
Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.
Children's Privacy
Our Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If you believe a minor has provided us with personal information, please contact us so we can remove it.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the Site after any changes constitutes acceptance of the revised policy.
Questions About This Policy?
If you have any questions or concerns regarding this privacy policy, please contact us: